Your Privacy Matters

This calculator is designed to help you analyze creative finance deals. We want you to feel safe using it:

  • No data storage: Information you enter into this calculator is processed in your browser and is not stored or saved by us.
  • Your choice: We only collect and store your information if you specifically choose to submit your deal to our investor network.
  • No obligation: You can use this calculator freely without any commitment or sharing of your data.

Creative Finance Calculator

Analyze deals, structure terms, and connect with buyers

Wholesalers & Investors

Use this calculator to assess and structure safe creative finance deals. Generate Letters of Intent and analyze investor metrics before making offers.

Homeowners & Agents

Submit your property for review and investor matching. We'll analyze your deal and connect you with qualified buyers in our network.

Who Are You?

This helps us show you the most relevant information.

Section 1: Property Basics

This is your desired sale price, not an online estimate. This tool assumes your asking price is close to what the property would appraise for. If it is much higher than true market value, actual investor offers may be different. Asking price should reflect the home's value in its current condition, not future rent.
Use your escrow breakdown or your last tax bill.
Use your insurance bill or escrow breakdown.
Enter what the property would realistically rent for today in its current condition. Do not include future improvements. Check Zillow's rent estimator or similar rentals in your area to get a realistic number.
Choose the option that matches what an honest buyer would see on a walkthrough.

Section 2: Seller Motivation

This helps us structure your deal: higher monthly payments OR a bigger down payment at closing.

Section 3: Deal Structure Knobs

Longer terms usually mean lower monthly payments, and lower payments increase investor cashflow. Higher cashflow generally means more investor demand. If you are unsure, choose 'Not sure'.
A balloon payment means you receive most of your money as one large final payment. This usually means lower monthly payments for the buyer, which investors prefer. If you select "No", we'll try to structure your deal with only monthly payments by adjusting the down payment and payment amount.

Section 4: Investor Optimization

Important: The deal structures and Letters of Intent generated by this calculator are estimates based on the information you provide. Final terms are subject to verification of accurate numbers. For the most reliable results, use real figures from your mortgage statements and property records.

Have questions about your deal? Call or email us directly to discuss:

(608) 960-9567 Email Us

Ready to Submit Your Deal?

We review deals using conservative numbers. If a deal meets our standards, we may move forward as the buyer or share it with aligned investors.

Submit your deal for evaluation.

Submit for Evaluation